Panda gives 18–30s exclusive access to £300–£1,000 of hospitality credit — spendable only at restaurants, bars and cafés. Apply in 60 seconds. Repay in three easy instalments.
Step through exactly what a customer sees — from discovering Oliva's in Soho to payment confirmed in seconds.
Mediterranean · ££ · All day menu
Hospitality credit · Active & ready to use
MCC-Locked card — accepted at restaurants, bars, cafés and hospitality venues only.
Built for the generation that lives in apps — clean, fast, completely intuitive.
Tap any Panda venue to see photos, ratings, the full menu and opening hours. Every venue listed accepts Panda credit.
Scroll through the live menu by All day, Brunch, Lunch or Dinner. Deal prices in yellow are exclusive to Panda users.
Filter by dietary requirements — Gluten free, Vegan, Halal, Kosher, Organic, Paleo and more. Panda saves your preferences automatically.
Tap any dish for ingredients, dietary tags and allergen warnings before ordering. No surprises when the bill arrives.
Once approved, your virtual Mastercard is ready instantly. It's MCC-locked — meaning it physically can only be spent at restaurants, bars, cafés and nightlife venues. No exceptions.
No revolving debt. No compound interest. No hidden charges.
MCC-locked hospitality credit in pounds. Spendable only at restaurants, bars and cafés.
One flat fee on what you borrow. No APR creep, no late fee surprises, no revolving balance.
Repay over three equal monthly instalments. First payment 30 days after funds received.
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